Category Archives: General Interest

tips to survive loadshedding

Loadshedding: Survival tips for small businesses

From damaged equipment, and staff and machinery sitting unproductively for hours, to numerous missed deadlines, there is no doubt that constant loadshedding is taking a heavy toll on South Africa’s small to medium businesses. With no short-term solution in sight, it’s clear that to survive and hopefully thrive South Africa’s entrepreneurs are going to have […]

How to Prepare for and Manage a Business Crisis

Building your business has been hard, but right now it all seems to be working. You have dozens of clients and a history of good service and strong reviews. It may seem like it will be all smooth sailing from here, but this is almost certainly not the case. As the Covid-19 pandemic proved, a […]

Five Financial Reports for Informed Decision-Making 

Informed business decision-making – from effective daily financial management to strategic future planning – requires specific, timely information that allows business owners to understand where the business stands financially at a certain time, what is happening over a period, and where action is required to improve financial performance. This information can be found in a […]

Home Office

Six Tips for Creating a Distraction-Free Home Office

“Out of clutter, find simplicity. From discord, find harmony. In the middle of difficulty lies opportunity.” (Albert Einstein) To many people the idea of working from home can seem like a dream. Just avoiding the daily commute makes it worthwhile for many, but add in the benefits that arise from being present for your family, and […]

Capital Gains Tax Exclusion

How To Get a R1.8m CGT Exclusion When Selling Your Small Business

“The tax on capital gains directly affects investment decisions, the mobility and flow of risk capital… the ease or difficulty experienced by new ventures in obtaining capital, and thereby the strength and potential for growth in the economy” (John F. Kennedy) Since October 2001 South African tax residents have been liable for capital gains tax […]

Protect Yourself and Your Company after the Experian Data Leak

How to Protect Yourself and Your Company after the Experian Data Leak

“Cyber-Security is much more than a matter of IT.” (Stéphane Nappo, 2018 Global Chief Information Security Officer of the year)  According to official communications from Experian, a consumer, business and credit information services agency, an individual in South Africa claiming to represent a legitimate client fraudulently requested services from it and was simply given the  […]

The Feasibility of a Freelancing Business in Uncertain Times

The Feasibility of a Freelancing Business in Uncertain Times

Business start-up planning has been extensively covered over the past twenty years and longer, and without understating its importance or re-inventing the wheel, perhaps it has been overplayed. Much training is available on the Internet, including templates and guidelines provided by banks and the SA Department of Trade and Industry. To start a freelancing business […]

What Happens if your Driver’s Licence Expires During the Pandemic and You Have an Accident?

What Happens if your Driver’s Licence Expires During the Pandemic and You Have an Accident?

Driving licence test centres were closed during the lockdown and even prior to that centres were running behind in renewing driver’s licences and testing first time driver’s licence applicants. The Minister of Transport recognised these difficulties and gave motorists until August 31 to renew their licences. That has now been extended to January 31 2021 and […]

Giving is Good – Just Know Who You are Giving To

Giving is Good – Just Know Who You are Giving To

There is usually an upsurge in giving when there is a severe crisis. COVID-19 is no exception – witness the outpouring of help for vulnerable people who face lockdown without income or food.  This reaction is to be admired as it affirms our humanity, but it is worth doing some due diligence on who you […]

Bynumbers Cybercrime

Fraudsters are Everywhere: Cybercrime up 667% since Lockdown

There has been a surge in internet scams over the past three months – from malware, phishing and ransomware to obtaining your log-in details. Take extra precautions such as dual authorisations for payment, carefully validate new beneficiaries and get your IT staff or consultants to regularly check that no malware is loaded onto your IT […]