The South African Reserve Bank recently held interest rates for the third time in a row, keeping the repo rate at 8.25%, with the prime lending rate at 11.75%. The rates therefore remain high and show no signs of coming down. High interest rates can affect almost every aspect of your business, from sales to […]
Category Archives: Personal Finance
15
Jan
Jan
Have you ever stopped to consider how your energy affects your finances? Oh, money. The intriguing complexities of money! This magical currency has the remarkable power to evoke joy, stress, and everything in between. Our connection with money goes beyond the tangible, it delves deep into our unconscious, influenced by our energy and hidden patterns. […]
07
Dec
Dec
As we near the year’s end, let’s dive into a captivating topic that strikes a chord with many of us – understanding the meaning of “enough”. Lately, our family has been enjoying in our Christmas tradition of gifting books to everyone. Both our kids have grown to love reading, which warms our hearts. During a […]
21
Apr
Apr
We are not all born with a winning hand. Is this why so many of us are willing to take riskier gambles with our hard-earned money? By the way, this post isn’t about betting and casinos, but about the innocent risks we take monthly. According to the latest General Households Survey from Statistics South Africa, […]
13
Mar
Mar
Money makes the world go round. And it can leave some people spinning. The thing is, whether we focus on it or not, it plays a significant role in our day-to-day activities. Ultimately, our ability to manage our finances can have a profound impact on our quality of life. Ask yourself: Are you avoiding managing […]
08
Mar
Mar
National Budget 2023 focussed firmly on the energy State of Disaster. The most prominent announcement was that government would take over R254 billion of Eskom’s debt, while two tax relief measures totaling R9 billion were introduced to assist individuals and businesses to invest in solar and renewable alternatives. As a result of this and an […]
10
Feb
Feb
So why did you buy that car despite the extra burden it places on your monthly expenses? Why did you not go on that well-deserved overseas holiday when you can clearly afford it? It all comes down to the psychology of spending money, a fascinating process that influences whether you swipe or save. Here’s the […]
17
Jan
Jan
Sign up to stay on top of your taxes and meeting your monthly deadlines Receive a monthly personal tax deadline newsletter reminder. This newsletter will keep you informed of any changes to the tax system and any new deadlines that you should be aware of. Signing up for the monthly newsletter will give you peace of […]
08
Nov
Nov
We are fast approaching that time of the year when ‘unbeatable’ Festive Season offers will fill up our screens and inboxes. This will follow hot off the heels of ‘limited time only’ Black Friday specials which are ‘unmissable’. For many, it’s an opportunity to get that must-have item for an absolute bargain. Those who receive […]
03
Oct
Oct
Money influences many aspects of our lives, from the kind of products we buy at the grocery store, and the neighbourhood we live in, to the friends we make. However, it’s not commonly known that money (and especially debt) can affect our health. In this blog, By Numbers Accounting discusses the relationship between negative spending […]
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