The South African Reserve Bank recently held interest rates for the third time in a row, keeping the repo rate at 8.25%, with the prime lending rate at 11.75%. The rates therefore remain high and show no signs of coming down. High interest rates can affect almost every aspect of your business, from sales to […]
15
Jan
Jan
Have you ever stopped to consider how your energy affects your finances? Oh, money. The intriguing complexities of money! This magical currency has the remarkable power to evoke joy, stress, and everything in between. Our connection with money goes beyond the tangible, it delves deep into our unconscious, influenced by our energy and hidden patterns. […]
05
Jan
Jan
South African businesses have survived some incredibly trying and uncertain years, marked by lockdowns and blackouts, rising interest rates and tight economic conditions. While businesses have little control over these external challenges, what is under every business owner’s control is how the company approaches 2024. You can exercise this control in three simple steps: Assessing […]
22
Dec
Dec
Hello, I’m Nadine Wealth Coach. Join me on 11 January 2024 On Zoom for a 90 minute event. You will learn about: The Energy of Money Demystify Money Patterns Locate your Barriers to Wealth & Explore your pathway to unstoppable Wealth. Create money ease and well Being The cost for the event is R350. Register […]
07
Dec
Dec
As we near the year’s end, let’s dive into a captivating topic that strikes a chord with many of us – understanding the meaning of “enough”. Lately, our family has been enjoying in our Christmas tradition of gifting books to everyone. Both our kids have grown to love reading, which warms our hearts. During a […]
01
Dec
Dec
You have had your bright idea, saved up for months, and finally quit your 9-to-5 to run your own business. You have worked out the finances carefully but it’s still possible you have missed something. Starting a business can be surprisingly expensive, and much of this is down to a variety of hidden expenses. Failure […]
13
Nov
Nov
At some point over the many years of submitting returns and paying taxes, individual and corporate taxpayers will have grounds to dispute an assessment or decision from SARS. Fortunately, there are clear dispute resolution rules that guide both the taxpayer and SARS in resolving these disputes. Earlier this year, some changes were made to SARS’ […]
06
Nov
Nov
SARS has imposed administrative non-compliance penalties on hundreds of thousands of taxpayers this year, following recent changes to the admin penalty rules. Once-off and especially recurring penalties quickly add up to a significant tax debt, and also lead to a non-compliant tax status and tax refunds being withheld. Here’s what to do if you already […]
13
Oct
Oct
Cybercrimes, including phishing and online scams, are not only the biggest current threat in Africa, according to Interpol, they are also the type of crime most likely to increase in the next three to five years. In this article, we share the prominent cyberthreats identified by Interpol – with Business Email Compromise (BEC) […]
09
Oct
Oct
Back when the industrial revolution first started Sunday was the only day off, given over to worship and contemplation. It wasn’t until 1908 that companies first began enacting a five-day work week, and only the great depression made it the standard. Now decades later we are finally contemplating turning another workday into an even longer […]